Skip to main content

业务 Basic 检查

Because there's no reason to make a checking account complicated.

Start Your Application

或打电话 1-800-621-2105

业务 Basic 检查

检查 for Small 业务

关键好处

  • Manage your accounts from anywhere, anytime, with easy access to all of your funds
  • Help from our dedicated team of business financial advisors with experience to recognize every small business's unique needs
  • Fewer fees and requirements than many competitors' business checking products

BASIC CHECKING DETAILS

  • Ideal for small businesses or nonprofit organizations with an average daily balance of $10,000或以下
  • No monthly Maintenance Service Charge if you opt-in to eStatements and have fewer than 100 transactions per month
  • No minimum balance requirements

What are the benefits of a 业务 Basic 检查 account?

方便: 元素签证® 业务 debit card allows you to make purchases at any merchant that accepts Visa® 借记卡. The funds will be directly withdrawn from your checking account.

安全: Enjoy online shopping secured with Visa. When you shop online and see the Visa Secure badge on participating merchant sites, this means your online purchases are secured with Visa. Visa has developed a program that helps confirm your identity when you make an online purchase at participating merchant sites.

Easy Account Management: 使用 利记手机应用程序 to manage your personal and business accounts. See your business account activity, check your electronic statements, 存款支票, 支付账单, and more anytime and anywhere you have access to the Internet. 登录 or enroll in 利记 today to manage your account.

在全球范围内访问: Conduct transactions at 78,000+ ATMs worldwide and 5,000+ shared branches nationwide. Find an ATM or branch 你附近.

Paperless Benefits: Instead of returning your canceled checks, we provide you with a listing of checks paid, noted by check number, 日期, 和数量, all viewable within 利记.

What Treasury Management services do I have access to?

用户管理

Create and manage authorized user access including view/deposit/withdrawal limitations and dual control functionality.

ACH 支付ment Services1

We offer ACH debit and credit origination; including options for one-time payments, recurring payments supported by templates, 或者文件上传.

电汇

Safely Schedule Domestic 电汇

Remote 存款 Capture

We offer standard Remote 存款 Capture capabilities which are supported in both a mobile and desktop environment and offer real-time availability. For clients with higher check deposit volume, we can also support an enhanced 业务 Remote 存款 Capture1 with high-speed desktop scanners.

分期付款

We provide standard 分期付款 services at no cost and are also able to provide 业务 Bill 支付1 which includes enhancements like invoice management, user administration, and reporting.

Check and ACH Positive 支付1

Single platform with access to both Check and ACH Positive 支付 ACH Preauthorization and Filter/Block features Both Traditional and Reverse Check Positive 支付; with custom file mapping option Account Reconcilement — Full, 存款, or Check-only Reconcilement.

What digital wallet options (like 苹果支付) do I have with 业务 Basic 检查?

元素 offers a variety of digital payment options to help add security and simplicity to your life—and we are constantly adding even more options. For instance, your debit card lets you make payments from your checking account via:

  • 苹果支付
  • 谷歌 支付
  • 三星支付
  • 贝宝
  • 亚马逊重新加载
  • 这个标志  anywhere Visa is accepted online.

Learn More about Digital Wallet Options

  1. 1 Subject to approval, fees may apply.